Higher Car Insurance Rates for Latinos

"According to a new study if you live in a Latino or African American neighborhood expect to pay more for car insurance. No matter how you put it minorities always have it bad, whether it’s getting pulled over by the police for 'driving while being brown' or in this case having to pay more to drive.

After dissecting the price among the state's three largest insurers in more than 500 ZIP codes, Consumers Union found car insurance in black neighborhoods costs 37.5 percent to 83.5 percent more than in communities dominated by non-Hispanic whites. That means the biggest auto insurers would charge a good driver an additional $537 to $974 per year for moving from a mostly white to black neighborhood, according to Consumers Union, the nonprofit group that publishes Consumer Reports magazine.
Good drivers living in Hispanic neighborhoods aren't hit quite as hard. Consumers Union concluded the pricing increase in California's Hispanic communities ranged from $103 to $214 annually, or 7.9 percent to 18.4 percent." Source: Higher Car Insurance Rates for Latinos » VivirLatino

Worst Cheap Car Insurance EVER!

"Cheap Car Insurance – What You Don’t Know Can Destroy You & Your Family!
“How can a low price on car insurance be bad?”
“Car insurance is car insurance, right? – If I am comparing $80/month at Insurer 1 and $70/month at Insurer 2 – why would I ever want to pay the higher amount?”
“Why should I understand those pesky numbers?”
All valid questions – although, if you have ever found yourself asking them (or a version of them) you should be downright scared, and concerned that you do not understand how your car insurance works.
One of the most dangerous positions in this life to find yourself in is one where find out too late that you “didn’t know something that you thought you knew” or you “didn’t know something that the law or ‘status quo’ thinks you should know”.
Let’s imagine …
You are driving along, as you do every day, heading to work and being the extremely conscientious driver you know yourself to be. You are NOT putting your make-up on; You are NOT talking on your cell phone; You are NOT fiddling with the radio; You are, in fact, paying close attention to the road and your surroundings.
While speaking to the police on the side of the road, you describe the incident:
Somebody pulled out into the right lane from a parking lot going about 30MPH, forcing the car already there to cross into my lane in front of me, for some reason, immediately after entering my lane they slammed on their brakes and I smashed into them!
Now, I am no police officer..." by Mark Lyne, more at American Chronicle: Worst Cheap Car Insurance EVER!